Jakarta, 18/11 -&nbsp;Payment method by using QR code or QRIS (Quick Response Indonesia Standard) is becoming more popular in Indonesia. The government policy to reduce cash transactions has encouraged businessmen to utilize QRIS as their payment method. Other than the EDC machine, the QRIS usage is now more favorable because of its practicality. So, how to make QRIS able to be used by all types of payment?
First of all, put your attention on this information so you can understand more. There are 2 types of QRIS that are provided by the Bank of Indonesia. First, it is called MPM (Merchant Presented Mode), a print out QRIS model that can be scanned by the customers to complete the transaction. Second, it is CPM (Customer Presented Mode), the QRIS format generated on the customer device so the cashier needs to scan the code to finish the transaction.&nbsp;
Another crucial thing that you need to know, there is a limit amount per transaction. In general, the Bank of Indonesia implemented the policy to limit the transaction up to Rp 20 million per transaction. But some banking services have now implemented a new limit of transactions based on the customer's debit card or credit card, under one condition: their card is already connected to the application of the bank.
The advantage of the usage of QRIS that can be obtained is a cross-nation transaction. The Bank of Indonesia already signed an agreement with another central bank of an ASEAN country, so the transaction between the countries can be completed by QR code. It means, you can reach more customers not only from Indonesia, but also from the foreign citizens.
To get the QRIS code as your payment method, here are some tips as quoted by official statement of the Bank of Indonesia:
1. Choose your payment service provider, and make sure it is a fully-licensed company by Bank of Indonesia. Kindly visit here to check the list.(<a href="https://www.bi.go.id/PJSPQRIS/default.aspx">https://www.bi.go.id/PJSPQRIS/default.aspx</a>)
2. Visit your payment service provider, both offline or online, as well as visit their corporate website
3. Wait for the verification process and merchant ID generation. After the document is verified, you will receive the merchant ID and QRIS specific for your business, usually sent by email or text message.
4. Once you receive the QRIS, it means it can be used immediately by your customers. 
As Indonesia&rsquo;s leading payment service provider, Yokke is committed to bring your business to the next level.. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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Create QRIS For All Payment Now

Jakarta, 23/10 -&nbsp;Have you ever failed during your QRIS transaction? If so, perhaps you should check some tips to make sure that your transaction will run smoothly.
One thing you need to know, QRIS usage was designed to reduce cash transactions. That&rsquo;s why a scanning-based transaction was made so customers will be able to complete the transaction by using their own application.&nbsp;
When you transaction by using QRIS. most of you will most likely use an EDC machine to generate the QR code. Please note that the code generated is not permanent because it has an expiration period to finish the transaction.
On that matter sometimes obstacles show up. Many of the customers have not login into their payment service application yet, while the cashier already generates their QR payment. So unfortunate if the customer signal is bad so it will take some time to process the login session.&nbsp;
The time span of each transaction by every payment provider through QRIS is different, start from 1 up to 3 minutes. Some payment service providers showed their countdown of expiration periods on their system. But some of them are not showing the time span.
The customer also scans the QR code once they successfully login. They were not aware that the code generated has already Time Out or expired, so it can process the transaction. In some cases, the customer balance amount was reduced but the transaction failed so the EDC machine was unable to print the sales draft.&nbsp;
If that happens, the merchant side needs to manually verify through the EDC machine to print the last transaction as a proof that the transaction was failed. What an ironic situation that could take a time because the QRIS transaction aimed to ease the customer payment process.&nbsp;
Before you have QRIS transaction please put attention to this: 1. Make sure you already login into your payment application&nbsp; 2. Make you have a proper internet signal before the transaction 3. If you have any trouble, confirm to the cashier that the generated code still valid 4. Do not hesitate to request last translation draft if your transaction failed
Yokke as a payment gateway company provides the most comprehensive payment service in Indonesia. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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Cheat Sheet To Make Your QRIS Transaction Faster

Jakarta, 09/10 -&nbsp;As a business manager, your purpose is to bring a payment method that serves all the customers. The more options, the more interesting for the customer. Otherwise, the less option payment method can be a factor by the customer to shop at your store.&nbsp;
One of the major constraints for the businessman is they are unable to serve the potential buyers from the foreign country. It is because some foreigners want to shop by credit card but are still hesitant of the calculation of the currency exchange.&nbsp;
That is a usual situation in a foreigner destination area such as Jakarta, Surabaya, or Bali. Some foreigners don't prepare cash to shop.&nbsp;
One of the options provided by Yokke is the Dynamic Currency Conversion (DCC) feature. Through the feature, you can offer this feature to your potential buyers so they can choose their own payment preference. The currency exchange recording method is based on the day they complete the transaction.&nbsp;
The feature can provide assurance to the customers so they no need to worry of the fluctuation of currency. There are already 22 foreign currencies that apply on Yokke&rsquo;s service through the DCC feature. If your customer has a credit card with VISA or MasterCard logo, the transaction can be completed by the EDC machine.&nbsp;
To have a developed business, use an EDC machine to make your customer more convenient in transactions. If your foreign customers feel satisfied, it means your business will be promoted among the foreigners. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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A Brief Story About Dynamic Currency Converter Feature for Transaction

Jakarta, 17/09 -&nbsp;What crosses your mind when you hear the term cashless? If you think about EDC terminals, then you're in the right direction. The EDC terminal is synonymous with cashless transactions; its purpose is to perform transactions with non cash methods.&nbsp;
EDC is short for Electronic Data Capture. It is a device that enables you to read all the data required to perform a financial transaction. Main function of an EDC machine is to accept payment by card (debit, credit or prepaid).
Main component of the EDC machine is the Graphical User Interface (GIU). Its function is to input, validate, and structure all the data required to perform a transaction. These datas will be connected to the banking service provider for the information verification process. After verification, the bank will transmit its approval (or rejection) of the transaction to the EDC terminals.
All these processes are done automatically and seamlessly by the EDC terminals. The card holder only needs to enter the PIN code to authorize the transaction.&nbsp;
Yokke, as the most comprehensive financial services provider in Indonesia, brings EDC terminals that accept all transactions from various financial service providers. The benefit of using Yokke&rsquo;s EDC is for merchants to provide fast, secure and seamless transactions to your customers.&nbsp;
Other benefits of EDC for your business: 1. Yokke EDC terminals accepts all types of debit and credit cards from GPN, VISA, MasterCard, JCB, and Union Pay 2. Fast, smooth and seamless transaction process 3. Settlement can be done with EDC machine&nbsp;
As Indonesia&rsquo;s leading payment service provider, Yokke is committed to bring your business to the next level. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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More About EDC Machine by Yokke To Simplify Your Transaction

Jakarta, 26/06 -&nbsp;One of the most important things for every person is health. Many of us are likely to optimize insurance service for their own protection. The purpose is clear: when they get sick, they have financial protection in terms of finances so their cost issue can be solved.&nbsp;
However, if you ever used insurance services for inpatient services at a hospital you must have experienced a very long check out process. After your doctor approves your medical process so you can go home immediately, the patient is always eager to go home soon. But mostly the administration process for payment verification takes a while. In some cases, it took hours.&nbsp;
Surely we can't blame the process because it&rsquo;s the procedures that have to be done. The insurance administrator needs to check one by one medical treatment that is taken by the patient. If all the costs are covered by the insurance so the patient can go home shortly. But if there is some cost that is not covered, the patient should pay for the excess of medical treatment.&nbsp;
The verification process sometimes makes patients get bored and tired because they need it for a long time. Have you ever been thinking that you can go home immediately after your doctor allows you? If so, then you can utilize Preauthorization feature that bring by Yokke.&nbsp;
By using the credit card of the patient, the feature can be used by anyone who wants to anticipate the long administration verification process. It can be done by blocking the credit card limit of the patient. Later, the blockage limit will be automatically paid exactly as the excess cost that needs to be settled after the administration verification completes.&nbsp;
Once the payment is completed, the remaining blockage limit will be automatically released so the credit card will only make transactions according to the excess cost. If there is no excess, the limit blockage will be reopened and the card holder can use their card for other transactions.&nbsp;
Always remember, the Preauthorization feature can be optimized by the credit card holders with international principal such as VISA or MasterCard. As of today, several well-known hospital networks such as Mitra Keluarga Hospital, EMC, and Pondok Indah already use this Preauthorization feature. Other than hospitals, hotel&rsquo;s customers also can optimize the feature so they can be very practical when planning to add their stay overnight as needed.
Improved services to the customers now can be done by encouraging the customers' health. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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More About Pre Authorization Feature: No More Hassle in Insurance Services

Jakarta, 16/09 -&nbsp;The technology development for payment services keep continuing with the target to ease the transaction for the customers. Currently, the QR Code payment method is the sunrise method because of its simplicity. But contactless technology by using debit or credit cards is also growing as well.&nbsp;
Contactless transaction method is the payment feature that lets you pay with touch, so the card holder can finish the transaction easily, rapidly, and securely. The card holder just needs to put their card closer or tap their card to the EDC machine with contactless feature. For a certain transaction amount, the card holder does not need to input the PIN number so the transaction can be more easily.&nbsp;
Data by Mastercard, one of the world&rsquo;s leading card principals, shows that the tendency of contactless methods was getting higher. Up to Q3 of 2023, about 62% of global transactions by debit card were using contactless methods. Moreover, 72% of Point of Sale active terminal requests to activate the contactless feature, or increase from the 2017 activation request at 57%.&nbsp;
In Indonesia, the payment method trend with contactless and QR Code alo became more popular because of its practicality. Despite the cash payment method still dominating in general by 64% of all transactions in 2023, the number already decline from 75% in 2020.&nbsp;
Yokke as the most comprehensive payment solution in Indonesia also provides payment gateway service that is able to to support the contactless transaction basis. The method can be used by an EDC machine that is equipped with a contactless feature.&nbsp;
Should you be eager to bring a convenient transaction process for your customers, the method surely will bring new experience with fast and secure processes. Especially to you as the business owner who serves customers with backgrounds as expatriates or foreign tourists, the contactless transaction can absolutely bring added value because it can bring a more safe and convenient process.&nbsp;
Utilize the EDC machine now and improve your business profitability with Yokke by contactless transaction feature, and any other features. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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More about Contactless Transaction Method

Jakarta, 19/01 -&nbsp;Yokke Direct Debit is launched as part of our commitment in bringing a comprehensive payment system in Indonesia. This service will be able to integrate various cashless payment methods in e-commerce and many other online shopping platforms. If you are always looking to find ways to a reliable, fast and secure payment system. You should look no further. Read the information below so you can experience the modern way to pay using the Direct Debit feature.
Business owners must be aware of different cost deductions between two transactions called On-Us and Off-Us. For Yokke&rsquo;s Direct Debit, we are able to integrate multibank debit providing business owners with more efficient operational expense. As for the buyer's side, Direct Debit will present a seamless, secure and reliable transaction experience.
Yokke&rsquo;s Direct Debit also accelerates your business&rsquo;s growth by providing an effective and efficient payment system to your customers. By optimizing Direct Debit, you will be able to make applications to several banks which already collaborate with Yokke at once. This will save both time and energy as regular process require businesses to individually apply the payment system for each bank.
Process in creating a Direct Debit account is very simple. User needs to input their debit card number and expiration date at the beginning. This will then prompt the system to send an OTP (one time password) to be inputted as an authentication process.&nbsp;
Subsequently, users can apply for OTP code to continue using the Direct Debit feature. Users can directly input the OTP code after receiving . Upon completion, Direct Debit feature will be able to be used for transactions.&nbsp;
Optimize your business with Direct Debit feature by Yokke. For more information, call our 24 hr service at 14021, WhatsApp 0811 40 14021, or email at <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so we can help you to follow up.

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Yokke Direct Debit: A Closer Look

Jakarta, 19/10 -&nbsp;The digital payment era has boosted the industry player to keep being innovative in providing solutions. The practicality and the ease of using the product became the main attractiveness, as well as the security aspect. One of the examples is the use of an EDC (Electronic Data Capture) machine, which encourages an easier transaction process.&nbsp;
Even Though the transaction became more practical, the use of EDC still needed the cashier as the operator of EDC. That&rsquo;s why sometimes we still have any potential risk in negligence while inputting the transaction amount. Even the most trained cashier has many possibilities to have their mistakes, and at the end it is the customer that will have the disadvantage in the matter of time and cost.&nbsp;
Yokke as an EDC machine provider company responded to that reality by developing EDC products with so-called technology namely Electronic Cash Register (ECR). The technology is basically formed by integrating the EDC machine itself with a cash machine. By connecting both machines, the EDC machine will only display the transaction amount as shown on the cashier machine.&nbsp;
In that case, the cashier or other payment operator will not manually input the transaction amount to the EDC machine. The system has been proven to minimize any human error potential, so the transaction process will be faster and more convenient for the customer to settle the payment.&nbsp;
As a businessman, the ECR system can bring more benefit since it can also utilize office inventory tools, such as the Point of Sale solution by Yokke called YokkeBiz and be able to optimize as an online cashier machine. Furthermore, the integrated ECR and YokkeBiz will be automatically renewing the business inventory. This certainly will bring an added value as a business who is oriented to the ease of running business and the convenience of transaction.&nbsp;
Yokke, as the most comprehensive payment solution provider in Indonesia, has brought the ECR system that is already integrated with the EDC machine. To businessmen who are eager to bring the ease of managing business, as well as provide an added value for customers, the solution also can be integrated with YokkeBiz, a POS solution by Yokke. Use the EDC machine by Yokke now, integrate with YokkeBiz, and enjoy the fun experience of doing business.

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More to Know About ECR for EDC Machine

Jakarta, 01/08 &ndash;&nbsp; Kementerian Desa, Pembangunan Daerah Tertinggal dan Transmigrasi as Campaign Manager conducted training with the Top Brand of the Gerakan Nasional Bangga Buatan Indonesia (Gernas BBI) North Maluku for BUM Desa and MSMEs.
The training conducted online by PT. Mitra Transaksi Indonesia (YOKKE) introduces a reliable business platform with the latest technology and the best user experience, namely YokkeBiz Online Store. This training was attended by 34 Village BUMs and North Maluku SMEs which aims to expand customer reach and increase sales volume with their own sales website.
The hope is that village products in North Maluku can be onboarding not only the local market but also the national market and even exports to foreign countries.

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YokkeBiz Online Store Campaign at Gernas BBI for BUM Desa and MSMEs

Jakarta, 16/10 - Bank Mandiri (persero) Tbk held an event called Livin&rsquo; Fest 2025 as part of its 27th anniversary celebration. Yokke as the most comprehensive payment system provider Indonesia participated in the event to make the nation-scale event successful.&nbsp;
As a provider of EDC machines to fully support Bank Mandiri transaction activity, Yokke also participates to ensure the smoothness of the transaction by all tenants that participate in Livin&rsquo; Fest 2025. The event to celebrate Bank Mandiri&rsquo;s birthday was officially begun at the event held in 16 - 19 October 2025 at NICE, PIK 2, Jakarta.&nbsp;
The Livin&rsquo; Fest 2025 involves hundreds of tenants from various business sectors such as culinary, fashion, automotive, property, and tourism. The variety of features by the EDC machine of Yokke, as well as debit card transaction, credit card transaction, up to QRIS, also helps in bringing a simple and reliable transaction experience, both for tenants and visitors.&nbsp;
Besides the event in Jakarta, Livin&rsquo; Fest 2025 also held in other major cities, namely Medan, Bandung, Palembang, Surabaya, Denpasar, Makassar, Balikpapan, Semarang, and Jayapura. The support by Yokke to the event shown by involving its tim called Area Desk Office where located in major cities across Indonesia. Yokke&rsquo;s participation in Livin&rsquo; Fest 2025 is also part of our commitment in collaboration with Bank Mandiri and connects businessmen in the creative sector, SMES, and nation-scale business in one ecosystem.&nbsp;
In addition to its support by providing EDC machines, Yokke also participated in opening its own booth as part of collaboration with Mandiri Capital Indonesia. The collaboration was done by showcasing its services such as EDC machine, card dongle, and also KiosK as an automatic transaction machine. Meanwhile Mandiri Capital Indonesia was introducing the startup company as its business investment portfolio.&nbsp;
As of Yokke, bringing a simple transaction for the Indonesia society and business person is a part of our implementation of the vision to be the most advanced payment system provider in Indonesia. The commitment is also powered by its reliability technology in payment services and its customer services that are ready to assist our business partners 24 hours per day.&nbsp;

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Yokke Supports Livin’ Fest 2025 as Festivity of Bank Mandiri’s 27th Anniversary

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