<p style="text-align: justify;"><strong>Jakarta, 07/06 -</strong>&nbsp;PT Mitra Transaksi Indonesia (Yokke) celebrates Eid Al-Adh 1446 H holy moments by qurban its 3 cows on Saturday, June 7, 2025, in Jakarta. 1 cow was distributed to Jenderal Sudirman Mosque, to be sacrificed, and witnessed by SEVP IT Yokke, Mr. Faisal Jazuli as the representative of the company.</p>
<p style="text-align: justify;">The other qurban cows later distributed to residents in Bogor Regency, West Java through Mandiri Aman Insani Foundation, zakat collecting institution that collect, manage, and distribute the zakat and any other social funds to publics. Yokke committed to always provide goodness and kindness to the society, including in this blissfulness moment.</p>

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Yokke Shares Blissfulness By Qurban in Eid Al-Adh

<p style="text-align: justify;"><strong>Bali - 29/4 -</strong>&nbsp;<span style="font-weight: 400;">PT Mitra Transaksi Indonesia (Yokke) has been named as The Best Payment Service Provider 2025 from Mastercard Indonesia. The award is presented since Yokke is considered as a payment service provider in Indonesia which is able to serve not only a secure and reliable system, but also give an added value to its merchant and whole customers.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">The award was given at the event of Mastercard Forum 2025: Drive Tomorrow - Innovation In Action, held in Sanur, Bali, on Tuesday (29/4). SEVP Yokke Sylvia Novieta in person attended the forum and received the awards of Mastercard Indonesia. This acknowledgment is the second that received by Yokke since the first award in 2022 by Mastercard Indonesia with category The Most Innovative Service Provider.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">This award is a celebration of our team&rsquo;s tireless efforts to deliver innovative payment solutions that meet the evolving needs of our customers. We&rsquo;re proud to be a part of the payment ecosystem and look forward to continuing to push the boundaries of what&rsquo;s possible. Thank you to our customers, partners, and team members for your support and trust! And last but not least, thank you Mastercard Indonesia!&nbsp;</span></p>

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Yokke Receives Best Payment Service Provider 2025 by Mastercard Indonesia

<p style="text-align: justify;"><strong>Jakarta, 06/01 -</strong>&nbsp;<span style="font-weight: 400;">PT Mitra Transaksi Indonesia (Yokke) received a certificate of appreciation from The Worker Social Security Agency (BPJS TK) for its participation in the protection of the vulnerable group. The ceremony of appreciation was handed-over by Head of Corporate and Institution Membership BPJS TK Menara Jamsostek Branch Office Endang Sulistyo Rini to Department Head of Human Resource &amp; General Affairs Yokke Retno Purbani Widya Mahati.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Yokke&rsquo;s participation in protecting the vulnerable group is part of the Corporate Social Responsibility (CSR) program in 2024, officially conducted through collaboration with BPJS TK. By this program, 240 of the vulnerable group in the operational area of BPJS TK Menara Jamsostek Branch Office in Jakarta will be covered comprehensively by the social security program.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Distribution of the CSR by Yokke was implemented to cover the contributions for a year which included the Death Security (JKM) and Workplace Insurance (JKK). The protection is also part of a government program named The Social Movement for Care of Vulnerable Groups.</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">The movement was launched by the government as the social innovation to protect the vulnerable group by collaborating with corporations and individuals. By the scheme, both private and public companies will be able to distribute their CSR program by protecting the vulnerable group.</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">In the Yokke CSR program with BPJS TK, the vulnerable group included workers who work as taxi bike drivers, household assistants, farmers, fishermans, parking attendants, and mosque caretaker (marbot). These workers are called vulnerable groups since they work in a risky environment but financially unable to reach the social security service. </span></p>

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Yokke Participate on Protecting the Vulnerable Group in Jakarta

<p style="text-align: justify;"><span style="font-weight: 400;"><strong>Jakarta, 14/12 -</strong> Yokke, as the leading payment service provider in Indonesia, fully supports the digitalization policy by Bundamedik Healthcare System (BMHS), group holding and administrator of Bunda Hospital network in Indonesia. The support was shown by providing the e-Kiosk solution to support its patient payment methods.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">In that matter, BMHS also held a public discussion to socialize its healthcare service digitization policy at Bunda Pediatric Hospital, Menteng, Central Jakarta, on Wednesday (13.12). The event was attended in person by Chief Marketing Officer Yokke Willy Chandry, to introduce e-Kiosk solutions that will be implemented in all Bunda Hospital networks. Also the event was attended by CEO Group &amp; Managing Director PT Bundamedik Tbk (BMHS) Nurhadi Yudiyantho,</span><span style="font-weight: 400;"> </span><span style="font-weight: 400;">Hospital Director RSIA Bunda Jakarta dr Imelda Rachmawati, Commissioner BMHS Rito Alam Rizal Sini, and VP Digital Transformation Marcomm BMHS Bayu Janitra Wirjoatmodjo.</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Meanwhile the other partners that also attend in the session are </span><span style="font-weight: 400;">Regional CEO PT Bank Mandiri (Persero) Tbk Jan Winston, VP Ground Services PT Garuda Indonesia (Persero) Tbk Berthon Hutapea, Founder &amp; CEO Asa Ren Aloysius Liang, and Chief Operation Officer Asa Ren Antony Subagia. The discussion was held to talk about the importance of digitalization for the healthcare services sector in Indonesia.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">The utilization of integrated e-Kiosk will bring new convenience to RS Bunda patients so they no longer need to take a queue to complete their payment. Just input their medical record number or scan the QR Code, the patients can settle their payment, as well as processing their medical receipt. The patient also has no need to queue, and they will be able to go to the pharmacy counter to bring the drug home.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">The e-Kiosk service is one the Yokke solutions that focussed to encourage your business in providing the practicality for customers. The unique selling point of the e-Kiosk is that the service is a tailor-made service, so it is customizable and will be very flexible to fit your needs.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Do complete your business with payment gateway services that can make your digital payment process easier with Yokke. For further information, contact HiYokke for 24hr services at 14021, WhatsApp 0811 40 14021, or email at </span><a href="mailto:hiyokke@yokke.co.id"><span style="font-weight: 400;">hiyokke@yokke.co.id</span></a><span style="font-weight: 400;"> to be followed up.</span></p>

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Yokke Supports Bunda Hospital Group Digitalization Through e-Kiosk Service

<p style="text-align: justify;"><strong>Jakarta. 18/12 -</strong>&nbsp;Yokke has officially had new members of the board of commissioner and director. At the Board of Commissioner, Mr. Sunarto Xie was appointed by the stakeholders to be the new President Commissioner. Meanwhile at the executive level, Mr. Willy Chandry has been chosen to the new C-Level as Chief Marketing Officer for the replacement of Mr. Tri Setio Prayitno.</p>
<p style="text-align: justify;">The decision has become a strategic move of the company to strengthen its position as the leading payment service provider in Indonesia. Yokke also committed to continue the business continuity orientation policy by this decision.</p>
<p style="text-align: justify;">Mr. Sunarto is well known as a professional banker who has built his existence for more than two decades. The Master Holder of Tepper School of Business, Pittsburg, United States, currently works at Bank Mandiri (persero) Tbk as Senior Executive Vice President of Digital Banking.</p>
<p style="text-align: justify;">With his specialization in digital banking, Mr. Sunarto will be focused on providing a guideline to Yokke strategic policies. The company performance is also supervised to ensure the targets that have been set are able to be well-executed to improve the Yokke&rsquo;s performance.</p>
<p style="text-align: justify;">Otherwise, Mr. Willy Chandry in his new role as Chief Marketing Officer will be focused on widening the market reach of Yokke&rsquo;s current payment solutions. For Willy, the role became the new responsibility of his former role as Senior Executive Vice President of Digital Strategy &amp; Development.</p>
<p style="text-align: justify;">Mr. Willy is also known as a professional that specializes in the digital banking sector who is proficient in developing business acquiring and merchant solutions. With his experience, the company could keep growing and strengthen its position as the most comprehensive payment service provider in Indonesia.</p>
<p style="text-align: justify;">The joining of these two professionals will be the extra energy and spirit in bringing innovations that are able to support the transaction convenience of Indonesian society.</p>

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Yokke Keep Up the Business Continuity Orientation by Appointment of New Commissioner and Director

<p style="text-align: justify;"><strong>Jakarta, 06/12 -</strong>&nbsp;<span style="font-weight: 400;">Online transactions have become more popular in societies. The euphoria of digital payment trends is believed not to be momentary, otherwise it will keep growing that predicted reach amount of IDR 1,800 Trillion in the next 2027. The growth is happening due to the more extensive payment gateway services in Indonesia.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Payment gateway is known as financial services that facilitates the online payment transaction between seller and buyer. We can say, the business owner optimizes the payment gateway service provider in order to help their customer transaction easier. The payment gateway infrastructure helps to authorize the amount moving from buyer account to seller account as the business owner.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">The working flow is a business chain that simplifies the payment process but still ensures the security factor. It is because each transaction is encrypted so the process that is conducted online can run smoothly. The payment gateway method is a real-time process so the funds transfer after transaction have no waiting time, as we called instant.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Yokke as the most comprehensive payment gateway solution provider in Indonesia could help you to expedite your transaction process. In the meantime, Yokke has been integrated with major banks in Indonesia so the transaction can be done rapidly and You can be more convenient to reach more customers.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Utilizing payment gateway services also could help you to smoothen up your business because it brings convenience and easiness for the customers. As a business owner, those aspects are way more important to increase the customer experience, at the same time provide added value to the business you run.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Yokke brings solutions to facilitate you to bring various services, such as debit card, credit card, to QRIS-based payment. The variety of this payment will be very suitable to you who already run a business or just about to start one, as a small-medium enterprise to big scale business.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Let&rsquo;s complete your business with payment gateway services that can make your digital payment process easier with Yokke. For further information, contact HiYokke for 24hr services at 14021, WhatsApp 0811 40 14021, or email at </span><a href="mailto:hiyokke@yokke.co.id"><span style="font-weight: 400;">hiyokke@yokke.co.id</span></a><span style="font-weight: 400;"> to be followed up.</span></p>

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Payment Gateway At Glance

<p style="text-align: justify;"><span style="font-weight: 400;"><strong>Jakarta, 23/11 -</strong>&nbsp;</span><span style="font-weight: 400;">We all seek to have practical things in all aspects of our life. No complicated process and always prioritizes security. In this digital era when almost every activity can be done from the tip of your hands through online shopping, from daily shopping to buying some luxury goods.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">As shopper, most of the time you are required to login to a different application (from the online shop) to finish the transaction. Payment using virtual account? Login to your mobile banking application. Choosing to pay using e-wallet? You will also be required to login your e-wallet application. Using a credit card is simple, but not everyone can have it even if they have a bank account.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Yokke, the most comprehensive payment solution provider company in Indonesia, brings various payment systems including payment services for online, payment gateway. One of services provided by Yokke to provide user with secure and easy online transaction process is the Direct Debit feature. Its working system is similar to credit card usage, but using debit card. The customers of Yokke member banks can now experience the convenience that is provided by this feature.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">One of the advantages of using the Direct Debit is our ability in limiting our shopping amount. You can manage your own expense limit that can be processed by debit card. This transaction limitation surely will help you control your expenses and adhere to your budget plan.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">In terms of security, Direct Debit transactions are more secure because it provides another layer of verification through One Time Password (OTP). Users need to input the OTP code that was sent to their registered phone number. Make sure to not share OTP code to anyone because it is strictly confidential. OTP generation is a secure process generated by a machine that does not disclose the information other than to the intended user.</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Grow your business with Direct Debit services by Yokke and optimize other payment gateway services so you can have an easier digital payment process to help your business operation. For more information, call our 24 hr service at 14021, WhatsApp 0811 40 14021, or email at <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so we can help you to follow up.</span></p>

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Online Shopping Made Easy with Yokke Direct Debit

<p style="text-align: justify;"><strong>Jakarta, 03/11</strong> -&nbsp;<span style="font-weight: 400;">Digital transactions became a growing trend. We no longer need to hold cash to do the payment. However in this sophisticated era, there are so many financial crime potentials haunting us. Therefore, ensure we are always using a payment method from a company that already obtains certification of PCI-DSS and PCI-PIN. So, what&rsquo;s the point of those certifications?</span></p>
<p style="text-align: justify;">&nbsp;</p>
<p style="text-align: justify;"><strong>PCI-DSS</strong></p>
<p style="text-align: justify;"><span style="font-weight: 400;">It&rsquo;s called Payment Card Industry-Data Security Standard, and is required to guarantee the payment system used already fulfills the minimum standard regarding the security system. The objective is to minimize any crime and fraud potential of finance.</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">PCI-DSS certification also aims to ensure the product of any financial service provider technologically able to receive, process, and save the transaction data securely. How it works is by mitigating any potential weakness of the payment system to be a configuration to cope with.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">The requirement to obtain the certification is also quite strict, since the company has to fulfill all the security needs, such as secured network, card holder data protection, vulnerability management program, strict access monitoring, regular network testing and monitoring, as well as the maintenance of information security policies.&nbsp;</span></p>
<p style="text-align: justify;">&nbsp;</p>
<p style="text-align: justify;"><strong>PCI-PIN</strong></p>
<p style="text-align: justify;"><span style="font-weight: 400;">It&rsquo;s called the Payment Industry-Personal Identification Number, which used to be needed to run the card-based payment. The system runs to ensure the security of financial services that require input PIN from the customer.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Compared to the other one, this PCI-PIN certification system could be categorized as more complicated to PCI-DSS. It is because the aspects that must be assessed are a more complex network, from the front-end operational to technical equipment to process the payment, including details of management process.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Similarly, these certifications are the bare minimum standard for payment services providers. The standard is set by the PCI Security Standards Council (PCI-SSC), an institution established by several international financial groups; American Express, JCB International, Visa Inc, MasterCard Worldwide, and Discover Financial Services. The assessment standard set by the certification not only covers the financial services provider, but also other parties that are involved including banks, merchants, and third parties such as data center, call center, and firewall management.&nbsp;</span></p>
<p style="text-align: justify;"><span style="font-weight: 400;">Yokke as the most comprehensive payment gateway services provider in Indonesia has been certified with PCI-DSS and PCI-PIN. Moreover, Yokke is the first payment gateway company in Indonesia that obtained both security standards. As a result, the services of Yokke EDC machines are more secure from any potential fraud, including QRIS services that are able to process various payment systems.</span></p>

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More About PCI-DSS and PCI-PIN Certification

<p style="text-align: justify;"><strong>Jakarta, 02/10</strong> &ndash;&nbsp;Yokke announces strategic partnership with Japan-based SB Payment Service Corp (&ldquo;SBPS&rdquo;). SBPS is a leading payment service provider in Japan that offers payment services to a wide range of payment businesses, both within and outside the various subsidiaries and affiliated Companies of SoftBank Corp (&ldquo;SoftBank&rdquo;). The partnership will further complement Yokke&rsquo;s comprehensive payment solution in Indonesia.</p>
<p>Seven years since it was first established, Yokke has exponentially grown, serving over 350,000 merchants and over 20 banks and financial institutions across Indonesia. Yokke&rsquo;s mission remains to provide secure, innovative, and customer-friendly payment solutions that shorten the distance between having an idea and making a living from it.</p>
<blockquote>
<h3><strong>"We are beyond excited with this partnership because this is joining forces, combining digital payment solution ecosystem from Yokke with SBPS access to global corporations and advanced expertise and cutting-edge technology."</strong></h3>
<h5><em>Niniek Rahardja, 2023</em></h5>
</blockquote>
<p style="text-align: justify;">Indonesia is predicted to contribute 42% of digital payment transactions across SEA by 2025. As reported by Bank of Indonesia, the digital economic and financial transactions are developing rapidly and driving economic activity. This is supported by the expansion of the digital economy and convenience of the digital payment system, coupled with the rapid growth of digital banking. Yokke and SBPS view this as growth opportunity to further accelerate with even more innovative, effective, and efficient solution for Indonesian payment industry.</p>
<p style="text-align: justify;">Partnership with SBPS is driven with the same passion of making secure, efficient, and effective payment solution available for everyone across the region. SBPS and Yokke will consider bringing advanced technology aspects, such as the utilization of artificial intelligence (AI) for fraud detection, into current Yokke ecosystem. The joint force also aims to accelerate merchant growth through digitalization in the future.</p>
<p style="text-align: justify;"><strong>President Director of Yokke, Ms. Niniek S. Rahardja</strong> believes this partnership will strengthen and brings more value to the growing payment industry in Indonesia. Yokke attributed its success and exponential growth to our strength in both technological and operational arm with wide network coverage across the archipelago. This collaboration will further accelerate Yokke&rsquo;s growth.</p>
<p style="text-align: justify;">&ldquo;We are beyond excited with this partnership because this is joining forces, combining digital payment solution ecosystem from Yokke with SBPS access to global corporations and advanced expertise and cutting-edge technology. The aim is to capitalize this partnership to further expand while also bringing more innovative solution in order to encourage the development of digital payment solutions in Indonesia. The support from SBPS will make our business scalability even stronger,&rdquo; Niniek said.</p>
<blockquote>
<h3><strong>"As strategic partners of Yokke, we aspire to provide Yokke's payment solutions to customers worldwide and support its business expansion in Indonesia."</strong></h3>
<h5><em>Jun Shimba, 2023</em></h5>
</blockquote>
<p style="text-align: justify;"><strong>Mr. Jun Shimba, Representative Director &amp; CEO of SB Payment Service Corp.</strong>, shows high expectations that this partnership will introduce the fast-developing Indonesian market to Japanese companies and allow them to grow together, as well as the possibility of contributing to further development with the advanced technology and experience in the future.</p>
<p style="text-align: justify;">"As strategic partners of Yokke, we aspire to provide Yokke's payment solutions to customers worldwide and support its business expansion in Indonesia. Yokke offers a wide range of payment methods and has the capability to provide both online and offline payment solutions, making it a company capable of meeting the needs of all customers. In the future, we plan to leverage SBPS&rsquo;s latest technology and expertise in digital payments to drive business expansion in collaboration with Yokke.&rdquo; said Jun Shimba.</p>
<p style="text-align: justify;">SoftBank has a growth strategy called 'Beyond Japan'. Through this partnership, SBPS aims to provision Indonesian payment services for Japanese companies and other global companies and, in the future, create a modern, cashless society by providing user friendly, secure, and efficient&nbsp;payments.</p>
<p style="text-align: justify;">Yokke and SBPS partnership is in line with Indonesia&rsquo;s government mission of National Noncash Movement (Gerakan Nasional Non Tunai - GNNT) and its aim to create secure, efficient, and always available payment system and, in turn, facilitate an effective and efficient national financial system across Indonesia with ultimate goal of creating cashless society ecosystem. Since it was established, Yokke has been actively contributing to GNNT movement and accelerate payment system digitalization to maintain economic recovery momentum post COVID19.</p>

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Yokke and SB Payment Service Forms Strategic Partnership to Strengthen Position as Indonesia’s Leading Payment Service Provider

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