Jakarta, 17/04 -&nbsp;Using a credit card, for some people, may be an avoided option due to financial management. But if we know how to manage our finances well, credit cards would bring some advantage for your routine cash flow. For business people, somehow credit card usage will be able to boost their transaction value.
For some business activities, credit card transactions can bring more flexibility for both buyers and sellers. According to a survey in 2024 by VISA, a global payment technology company, about 74% of small and medium enterprises have shown a significant improvement in terms of turnover value since they applied card payment, including credit card.&nbsp;
Here are some benefits of credit card usage for business owner:
1. Provide more transaction options Sometimes customers need to do a transaction even when they are not in ideal condition in cash flow. In that matter, credit cards can give them flexibility to fulfill their needs
2. Expand consumer basis There are some types of consumers that prefer to have transactions by credit card, so it will be your opportunity if you accept credit card payment.&nbsp;
3. Minimize fraud risk Credit card optimization can reduce cash usage so the risk of any potential stealing of fraud can be minimized
4. More secured payment process Credit card transaction from your customer ensures your transaction will be settled
5. Faster transaction process Customers only need to swipe or tap their credit card during transaction so the process can be faster
For business owners, the convenience of customers during transactions is a significant factor to maintain. Therefore, the variety of transaction payment can be a central factor for a business process.&nbsp;
As Indonesia&rsquo;s leading payment service provider, Yokke is also able to facilitate your business to reach potential credit card customers, debit card users, and QRIS. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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Optimize Your Business With Credit Card Payment Method

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Jakarta, 21/07 -&nbsp;Planning and evaluation are an integral part of Yokke's journey. A plan is made to set a target of corporate direction, while evaluation is conducted to assess whether the company is moving in the right direction or not. Yokke has through 2025 with all the challenging dynamics.&nbsp;
Entering mid year of 2025 becomes the right time to review the performance. The town hall meeting was conducted parallel to a breakfast session with directors, to inject extra spirit to Yokke Squad to navigate the rest of 2025 more effectively and achieve the corporate's target.&nbsp;
For sure, Yokke also gives appreciation to all Yokke Squad members that have already contributed to the company. This reward also became an extra supplement for Yokke Squad to be more productive and innovative. Yokke is committed to always provide the best solution for Indonesian society.

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Injecting Enthusiasm and Motivation to All Yokke Employees at the Town Hall Meeting

Singapura, 25/06 -&nbsp;SEVP IT of Yokke Muhammad Faisal Jazuli shared his insight and experience in the payment technology industry in an event held by SUNMI Asia Pacific at Marina Bay Sands Expo, Singapore. The event was aimed to understand the strategy to fasten the growth of micro small enterprise (MSE) to keep developing by using artificial intelligence, especially in retail and F&amp;B sectors.&nbsp;
It was an honor for Yokke to be able to share our expertise to the international community regarding the current situation of payment system services. Innovation in the payment system is one of the keys to ensure business management can be done securely and transparent.&nbsp;
It is also part of Yokke&rsquo;s vision to bring innovative payment services in Indonesia. We believe a secured and inclusive payment system can encourage business development simultaneously.

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Yokke Shares Experience in Developing Payment Technology for MSE

Jakarta, 07/06 -&nbsp;PT Mitra Transaksi Indonesia (Yokke) celebrates Eid Al-Adh 1446 H holy moments by qurban its 3 cows on Saturday, June 7, 2025, in Jakarta. 1 cow was distributed to Jenderal Sudirman Mosque, to be sacrificed, and witnessed by SEVP IT Yokke, Mr. Faisal Jazuli as the representative of the company.
The other qurban cows later distributed to residents in Bogor Regency, West Java through Mandiri Aman Insani Foundation, zakat collecting institution that collect, manage, and distribute the zakat and any other social funds to publics. Yokke committed to always provide goodness and kindness to the society, including in this blissfulness moment.

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Yokke Shares Blissfulness By Qurban in Eid Al-Adh

Bali - 29/4 -&nbsp;PT Mitra Transaksi Indonesia (Yokke) has been named as The Best Payment Service Provider 2025 from Mastercard Indonesia. The award is presented since Yokke is considered as a payment service provider in Indonesia which is able to serve not only a secure and reliable system, but also give an added value to its merchant and whole customers.&nbsp;
The award was given at the event of Mastercard Forum 2025: Drive Tomorrow - Innovation In Action, held in Sanur, Bali, on Tuesday (29/4). SEVP Yokke Sylvia Novieta in person attended the forum and received the awards of Mastercard Indonesia. This acknowledgment is the second that received by Yokke since the first award in 2022 by Mastercard Indonesia with category The Most Innovative Service Provider.&nbsp;
This award is a celebration of our team&rsquo;s tireless efforts to deliver innovative payment solutions that meet the evolving needs of our customers. We&rsquo;re proud to be a part of the payment ecosystem and look forward to continuing to push the boundaries of what&rsquo;s possible. Thank you to our customers, partners, and team members for your support and trust! And last but not least, thank you Mastercard Indonesia!&nbsp;

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Yokke Receives Best Payment Service Provider 2025 by Mastercard Indonesia

Jakarta, 26/03 -&nbsp;The revelation of the counterfeit money factory at Alauddin National Islamic University, Makassar, South Sulawesi, has brought a deep concern to society. Based on the report, the factory had printed 4.906 sheets of money with nominal Rp 100 K and another 972 sheets of uncut money. What brings deep concern is that the counterfeit money claimed to have been printed as good money.&nbsp;
However Bank of Indonesia (BI) has informed that the counterfeit money is a low quality product. The way to detect is able to do with the simple method, by seeing and touching. BI also claimed they already checked the sample of the money for further examination.
After the examination, the counterfeit money was not printed by using a money printing machine. The counterfeiter is known to only use printing machine standards. The printing machine that was claimed by the counterfeiter bought from China also known not yet used to print money. The machine also knew that it did not meet any standard to print money.&nbsp;
BI also verified the money does not have any safety element such as microlens, watermark, electrotype, and UV image. Therefore, the standard recognition method is easily able to detect any counterfeit money.
The methods of Rupiah recognition are able to do so by its brightness and the color looks clear, different from counterfeit money that look dull and faded. The texture of genuine money also feels rough when touched, while counterfeit money tends to be softer and thinner. Moreover, the genuine money shows specific watermark and BI logo while illuminated, something that counterfeit money does not have those visual characteristics.&nbsp;&nbsp;
To anticipate any transaction using counterfeit money, a cashless method can be the most effective way. This method can be completed without any cash money, hence we do not need to keep the money physically. The risk is also lower than transactions with cash money.&nbsp;
Bringing a service that supports cashless transactions by EDC machine or any other methods are what Yokke can do for you. The advantage of using Yokke transaction service is you can bring the ease of doing transactions to your customers.&nbsp;
As Indonesia&rsquo;s leading payment service provider, Yokke is committed to bring your business to the next level. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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Beware of Counterfeit Money, Embracing Cashless For a Safer Transaction

Jakarta, 13/03 -&nbsp;Talking about payment systems, one of the most popular methods is the usage of credit cards. Besides for any urgent or emergency matters, some people prefer to use it for installment payment. But do you know that the credit payment system was found because of an accidental moment?
The credit payment model was started by John Biggins, banker of Flatbush National Ban of Brooklyn, USA, in 1946. He issued a card called Chang-It to do any credit transaction, bun only valid on closed entities and limited to merchants that already registered as customers of the bank.&nbsp;
The first usage of credit cards in general was done by Frank McNamara, founder of Diners Club. In 1949, Frank had dinner to entertain his client in a fancy restaurant. Somehow, he forgot to bring his wallet, and fortunately his wife was able to pay the bills. Ashamed moment, but inspires him to create a multifunction card that can be used for transactions.&nbsp;
The card called Diners Club was officially launched in 1950 and just in three years already had more 40.000 customers, and the usage was spreading to Canada, Mexico, and Cuba. The phenomenon encouraged American Express to make their own credit card, with PVC materials that were used until now. The massive credit literacy in 1960 also skyrocketed the customers of credit cards, and pushed the US government to regulate the credit card by 1970.
In Indonesia, the first credit card came in 1980 that was introduced by Duta Bank, in cooperation with VISA and MasterCard. The user of the credit card was only the customer of Duta Bank, and came from specific wealthy people such as businessmen, politicians, and other high-end class society. Also, the card was quite hard to get since it can only be owned by a limited group.&nbsp;
However now the ownership of credit cards in Indonesia has become easier and the usage keeps growing. Besides providing convenience for customers to have transactions, credit card service to reach more potential customers. Moreover, it also can make the business owner orderly set up their finances.&nbsp;
As Indonesia&rsquo;s leading payment service provider, Yokke is committed to bring your business to the next level, including providing payment channels with credit card. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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History of Credit Card and Its Impact on The Payment Systems

Jakarta, 06/01 -&nbsp;PT Mitra Transaksi Indonesia (Yokke) received a certificate of appreciation from The Worker Social Security Agency (BPJS TK) for its participation in the protection of the vulnerable group. The ceremony of appreciation was handed-over by Head of Corporate and Institution Membership BPJS TK Menara Jamsostek Branch Office Endang Sulistyo Rini to Department Head of Human Resource &amp; General Affairs Yokke Retno Purbani Widya Mahati.&nbsp;
Yokke&rsquo;s participation in protecting the vulnerable group is part of the Corporate Social Responsibility (CSR) program in 2024, officially conducted through collaboration with BPJS TK. By this program, 240 of the vulnerable group in the operational area of BPJS TK Menara Jamsostek Branch Office in Jakarta will be covered comprehensively by the social security program.&nbsp;
Distribution of the CSR by Yokke was implemented to cover the contributions for a year which included the Death Security (JKM) and Workplace Insurance (JKK). The protection is also part of a government program named The Social Movement for Care of Vulnerable Groups.
The movement was launched by the government as the social innovation to protect the vulnerable group by collaborating with corporations and individuals. By the scheme, both private and public companies will be able to distribute their CSR program by protecting the vulnerable group.
In the Yokke CSR program with BPJS TK, the vulnerable group included workers who work as taxi bike drivers, household assistants, farmers, fishermans, parking attendants, and mosque caretaker (marbot). These workers are called vulnerable groups since they work in a risky environment but financially unable to reach the social security service.

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Yokke Participate on Protecting the Vulnerable Group in Jakarta

Jakarta, 23/12 -&nbsp;Entering the year end festivities, there are many business activities that you can do to earn more money. One of them is participating in bazaar activities, especially in school bazaars. The end of this year marks the end period of the semester report card distribution day. Many school take this opportunity of crowd gathering to open year-end school bazaars.&nbsp;
First of all, you should understand that participating in bazaar events at school and commercial areas will be very different. The key is to make sure the goods you are offering are kids-friendly, something that they are able to consume daily, snacks, and also toys. Here is some ideas that may be useful for you to open your own bazaar stand:
1. Skewered omelet; easy to make and simple to serve, 2. Risol mayo; more favorably the vegetable risol one, 3. Fruit salad; healthy and best serve in cold, 4. Churros; spilled-proof food, so it easy to consume by walk, 5. Pudding; can be serve in various flavor and liked by kid, 6. Roast sausage; one of most popular food for kids and easy to serve, 7. Takoyaki; Japanese snack and attractive to most of kid, 8. Chocolate ball; familiar food with favorably taste, 9. Mini pancakes; liked by both kids and adults; 10. Ice Cream; everybody loves ice cream, especially in hot weather
Quick tips, before you open your bazaar stand, it is better for you to research about the location so everything can be prepared. It is important to be aware of surroundings, to optimize your business. For example, if the bazaar is held in an outdoor area perhaps you need a fan and cooler box. Otherwise, you would not need a fan if the bazaar was held indoors.&nbsp;
One of the easiest ways to get QRIS is by using the Livin&rsquo; by Mandiri app. If you already have a Mandiri account number, just open the apps and tap Register Livin&rsquo; Merchant on the menu. Then, choose your business as Individual and register as requested. Afterwards, read Terms and Conditions to continue, and fill your Account Number and tap Register Your Business.&nbsp;
Next, register your phone number for OTP purposes, and continue to register for facial recognition verification. If successful, you can complete your business information data and confirm the registration. Once completed, you are already able to use the QRIS and other features on Livin&rsquo; Merchant.&nbsp;
Also, the most important preparation is the payment system that you could provide to your buyers. A simple and practical payment method will be beneficial, and it can be fulfilled by using QRIS. Just scan, and you need no money for returns. This simplicity can be provided by Yokke that is able to bring QRIS for all payments.&nbsp;
As Indonesia&rsquo;s leading payment service provider, Yokke is committed to bring your business to the next level. For more information, call our 24/7 HiYokke team at 14021, WhatsApp 0811 40 14021, or email <a href="mailto:hiyokke@yokke.co.id">hiyokke@yokke.co.id</a> so your inquiry can be followed up.

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School Holiday Period: Get Ready To Make Money

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